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Licensed & Bonded Public Claims Adjusters - 24 Hour Service
"We Work For You, Not The Insurance Company"
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What To Do After a Loss?
- Call your insurance company's claims department to report the loss.
- Call Claims Professional Representatives, LLC at 1-877-256-4883.
- Do not consume food, beverages, or medications from the loss site. Even if they appear in good condition they have been contaminated by heat or smoke. Any pharmacist or physician will tell you that the composition of pharmaceuticals can be altered by excessive heat. It is simply not worth the risk.
- You may be asked by your insurance company to sign with a "pack out” company, salvage company or a "preferred insurance company contractor," DON'T!! You may very well be signing away your rights and claim money. By signing with these contractors you are automatically taking the position that you are going to rebuild. One option that you probably won't hear from your insurance adjuster is that you may be able to "cash out" and relocate "offsite." By signing too soon, you may lose out on opportunities. Take the time to find out all of the options available.
- Do not rush into the settlement of your claim. Have a thorough understanding of the complete loss and your exact coverages.
- Do not discard any item until the claim settlement is reached. It may be required as proof, needed as part of an investigation, or its ownership relinquished to the insurance company as part of the settlement.
- Regardless of who has called in the "board up” contractor, you are ultimately responsible to ensure that everything has been done to mitigate further damage. Many times these companies are just doing what they are told and will not automatically "winterize" the home or building involved. If the weather is cold, make sue that the plumbing and fixtures are protected. Your insurance policy will not pay for damage resulting from these types of oversights!
- Do not make any extensive repairs until your claim is settled.
- Obtain receipts for everything! Keep all receipts, if they are not used as part of the claim they may be used for tax purposes.
- Photograph or videotape all of the contents including and especially those brought outside by the fire department. This is another important task that CPR will handle for you if we are called in immediately.
- Clean up any exterior debris that could cause injury, including items such as boards with exposed nails or broken glass. This will prevent any unnecessary liability claims.
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All Rights Reserved 2009 · C.P.R. Claims Professional Representatives, LLC · Indiana & Michigan USA
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